I'll create an MVP of this ambitious open-world crime game. Given the complexity, I'm scoping this down to a **playable core experience**: one protagonist, one drivable car, basic open-world navigation, police AI, and the foundation for emergent gameplay.

**MVP Scope:**
- Third-person 3D protagonist in a Miami-inspired coastal area
- One drivable car with realistic physics
- Basic pedestrian NPCs and traffic
- Police wanted system (commit crimes → cops chase you)
- Day/night cycle
- Core movement: walk, run, hijack vehicles, shoot

Let me build this as a single HTML file with Three.js: